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Grievance Redressal Background

Grievance Redressal Policy

Transparent, efficient, and accessiblegrievance redressal mechanism for all customers.

Effective Date

Immediately upon publication

Compliance

RBI Internal Ombudsman Directions 2023 | RBI Fair Practices Code

Rupeeva is committed to providing a transparent, efficient, and accessible grievance redressal mechanism for all customers. This policy outlines our structured escalation framework, resolution timelines, and complaint handling procedures in compliance with regulatory requirements.

How to Lodge a Complaint

Email Complaint

info@rupeeva.com

Preferred for detailed complaints with attachments

✓ 24-hour acknowledgment

📝

Written Complaint

Grievance Redressal Officer

Registered Office Address

✓ Include reference number

Include in your complaint: Application/Loan reference number, registered mobile number, clear description of issue, and supporting documents (if any).

Resolution Timeline & Escalation

Level 11–7 Days

Customer Support

Initial complaint handling by front-line team

85% resolved
Level 28–15 Days

Grievance Officer

Escalated review by designated officer

+10% resolved
Level 316–30 Days

Internal Ombudsman

Independent review for unresolved cases

+5% resolved
ExternalAfter 30 Days

RBI Ombudsman

Customers may approach RBI Integrated Ombudsman Scheme if unresolved internally.

Types of Complaints We Address

Urgent Complaints

Within 24 Hours

  • • Unauthorized transactions
  • • Fraudulent activities
  • • Coercive recovery practices
  • • Data privacy breaches

Standard Complaints

Within 7 Days

  • • Interest rate disputes
  • • Documentation issues
  • • Processing delays
  • • Service quality concerns

Service Requests

  • • Document requests
  • • Account updates
  • • Status inquiries
  • • General information

Complaint Tracking & Follow-up

📧

Email & SMS

Notifications at each stage

📞

Call Support

Quote reference number

Exclusions & Limitations

Complaints sub-judice in courts/consumer forums
Corporate fraud cases under investigation
Commercial decisions like loan approval/rejection
Internal employee HR matters

Policy Governance & Review

  • • Quarterly review by Compliance Committee
  • • Half-yearly RBI reporting
  • • Annual Board approval
  • • Customer feedback for continuous improvement

Last updated: 2026 | Rupeeva