Instant personal loans, up to ₹1 Lakh
Apply in minutes with 100% digital KYC.
See your Repayment before you apply
Move the sliders to match what you need — the numbers update instantly.
Indicative figures only. Final interest rate and Repayment depend on your credit profile and are confirmed by our NBFC before disbursal.
Built for how you actually borrow
No branch visits, no runaround. Just a fast, honest way to get money when you need it.
7 minutes disbursal
Once approved, funds hit your bank account the same day — no waiting on branch hours.
100% digital KYC
Verify identity with Aadhaar and PAN in the app. No physical documents, ever.
Transparent pricing
Rates and processing fees are shown upfront. No prepayment penalty before repayment days.
Flexible tenure
Repay anywhere from 7 to 60 days with plan that fits your income.
RBI-registered lending
Every loan is sanctioned by an RBI-registered NBFC under Digital Lending Guidelines.
Human support
Real people on chat and phone if you ever have a question about your loan.
From application to bank transfer in four steps
The entire journey happens on your phone — designed to take less time than your coffee break.
- 01
Check eligibility
Enter your mobile number and basic details to see your loan offer in seconds — no impact on your credit score.
- 02
Complete digital KYC
Upload Aadhaar, PAN and 3 months of bank statements. Our system verifies everything instantly.
- 03
Get approved
Review your sanctioned amount, interest rate and tenure. E-sign the agreement from your phone.
- 04
Receive funds
Money is disbursed directly to your bank account, usually within 7 minutes of approval.
Trusted by over 12 lakh people
“The approval came through faster than I expected and the money was in my account the same evening. It genuinely felt effortless.”
“As a freelancer I usually get turned away by lenders. Rupeeva looked at my actual income pattern and approved me quickly.”
“I compared five apps before choosing Rupeeva — the interest rate and processing fee were the most transparent by far.”
Frequently asked questions
You need to be at least 18 years old, a salaried or self-employed Indian resident, with a minimum monthly income of ₹10,000 and an Aadhaar-linked mobile number.
Most applications receive an in-principle decision within 9 minutes. Once your KYC and bank statements are verified, funds are typically disbursed within 7 minutes.
Just your PAN card, Aadhaar card, and the last 3 months of bank statements in PDF format. Everything is uploaded and verified digitally.
No. You can foreclose or make part-prepayments before your repayment date with no additional penalty, so you're never locked into paying more interest than necessary.
Loans are sanctioned by our RBI-registered NBFC in accordance with the Reserve Bank of India's Digital Lending Guidelines.
Your loan is a few taps away
Download the Rupeeva app and check your eligibility in under a minute — it won't affect your credit score.
